Car Insurance Type 3 in Thailand
Get free auto insurance quotes and simple, reliable coverage for your vehicle. Safe drivers can save up to 30% on their insurance premium with Roojai. Make real-time insurance claims easily with Roojai Mobile App and enjoy high quality customer service with our 4.9/5 customer satisfaction score.
Where can you buy affordable car insurance type 3?
Buy car insurance type 3 quickly and easily with Roojai online. Select the desired coverage, add roadside assistance for peace of mind 24/7. Choose to pay annually or in monthly instalments via the available payment method. Access your insurance policy and make insurance claims any time via Roojai Mobile app. Our surveyor will arrive at the accident scene within 30 minutes to help you.
What is car insurance type 3?
Car insurance type 3 is the most affordable voluntary motor vehicle insurance in Thailand. It provides basic coverage for medical expenses, personal accidents, and bail bonds. Limited coverage means affordable premiums for experienced auto drivers.
What does car insurance type 3 cover?
A car insurance type 3 policy provides third-party liability coverage, including damages to health and property, as well as personal accident, medical expense, and bail bond coverage.
Please read our policy wording for more type 3 policy coverage details.
Third party liability coverage
Liability for third party property damages
Car insurance type 3 protects you from legal liability for damages you cause to the property of a third party in a car accident during the insurance period.
Limits of liability are not exceeding ฿2,500,000 per occurrence.
Liability for third party bodily injuries and loss of life
Car insurance type 3 protects you from legal liability for damages you cause to the health of a third party, such as bodily injuries or loss of life, in a car accident during the insurance period.
Limits of liability are adjustable, but not exceeding ฿ 5,000,000 per person and ฿ 10,000,000 per occurrence.
Additional coverage
Car insurance type 3 will cover medical expenses, hospitalisation, surgical expenses, prescription drugs, and hospital expenses for every injured person in a car accident.
Limits of liability are adjustable, but not exceeding ฿ 500,000 per person.
Car insurance type 3 will compensate everyone injured in an accident that resulted in the loss of body parts (hands, feet), other bodily injuries, loss of vision, permanent disability, and temporary disability of the insured person.
Limits of liability are adjustable, but not exceeding ฿ 500,000 per person.
Bail bond coverage
Car insurance type 3 will cover costs of bail and attorney for the insured driver, who caused a car accident and seriously injured or damaged the property of third parties.
Limits of liability are specified in the policy document.
What are the driver plans available for car insurance type 3?
Roojai offers four driver plans for car insurance type 3, allowing you to select the one that best meets your requirements. Save money on your car insurance premium by specifying who can drive your automobile. However, more flexible plans come at a higher price.
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Named Driver plan:
The most affordable car insurance type 3 plan is the Named driver plan. This plan covers accidents only if the specified drivers (up to four drivers) are driving the car.
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Any Driver 30 years old and more plan:
This plan only covers car accidents when drivers aged 30 and older drive your car. You still have to name the primary driver, who will drive the vehicle most of the time. This plan will not cover accidents caused by anyone under 30 who is not the main driver.
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Any Driver 25 years old and more plan:
This plan only covers car accidents when drivers aged 25 and older drive your vehicle. You still need to name the main driver who will drive your car most often. This plan will not cover accidents caused by anyone under 25 who is not the main driver.
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Any driver plan:
This driver plan is the most flexible, and it covers all car accidents specified in your insurance policy, regardless of the driver. You still need to name the main driver on your auto insurance policy.
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Motor vehicle Insurance Type 3 Q & A
Who is suitable for vehicle insurance type 3?
Car insurance type 3 is a great option for experienced auto drivers with a clean driving licence and older vehicles. It offers very limited coverage compared to car insurance type 2+ or car insurance type 3+, but it is also much cheaper. This makes it a perfect option for budget-conscious auto drivers who are confident in their driving.
Why buy car insurance type 3 with Roojai?
Roojai is an innovative insurance company in Thailand. We offer affordable insurance policies at lower costs. Our customers are our top priority, and a 4.9/5 customer satisfaction score is proof of that. Choose the insurance coverage that is right for you, apply a 10% discount for an installed dashcam, and pay in monthly instalments to make it easy on your wallet.
Get the Roojai Mobile App and enjoy the benefits of Roojai to the most. With Roojai, you can:
- Conduct a remote car inspection
- Make claims easily with 4.7/5 claim satisfaction score
- Search for car repair garages and centres from our 1600+ partners
- Get immediate claim assistance and expect the surveyor to arrive within 30 minutes
- Extend your existing vehicle insurance
- 24/7 roadside assistance
- Collect and redeem Roojai rewards, refer your friends and get more bonuses!
What are the requirements to buy car insurance type 3 with Roojai?
- Drivers from 20 to 70 years old with a valid driver’s licence (2 years of driving experience might be required)
- Driver’s licence that has never been revoked
- Maximum 2 at-fault auto insurance claims in the last year
- Thai licensed vehicle.
How much does car insurance type 3 cost in Thailand?
In order to give you the best price based exclusively on your profile, we take into consideration things such as drivers’ age, driving experience, lifestyle, type and age of a car, and auto insurance group. A car insurance type 3 policy premium could range from 1,707 THB to 3,250 THB.
How to buy car insurance type 3 with Roojai?
Get a free online quote on Roojai’s website. Select a type and insurance coverage, adjust policy limits, and add extra protection. You will receive an email confirmation promptly. Select to receive an instant e-policy or a hard copy within 7-14 working days. A vehicle inspection might be required to activate the policy.
How to pay car insurance type 3 with Roojai?
You can pay your auto insurance premium online using debit or credit card, PromptPay, Rabbit Line Pay, TrueMoney, or online banking payments.
*You also can extend auto insurance online at any time.
What is the Roojai mobile app and how to use it?
Roojai mobile app is an essential tool to manage your car insurance policy, extend coverage, access insurance documents, refer to friends, redeem Roojai Rewards, and more - all in one app. Roojai is your trusted partner, always there for you.
Download the Roojai Mobile App today!
Android iOSHow to make a car insurance claim with Roojai?
You can make a car insurance claim in two ways:
- File an insurance claim instantly through a video call via Roojai mobile app
- Call the hotline via 02 585 8866 for a fast insurance claim
How to contact Roojai?
Reach English customer service via 02-5828866 to check price, buy vehicle insurance, or make general inquiries.
Report a road accident via 02-5828844 or via Roojai mobile app.
Send us a message to contact us.
Tips for buying car insurance type 3
Car insurance type 3 is advised for skilled auto drivers with a clean claiming history due to this policy providing minimal coverage.
A car insurance type 3 policy is advised for drivers who are looking for the most affordable automobile insurance for their vehicles.
Car insurance type 3 is recommended for older vehicles, as you will be responsible for covering your repair costs in an accident. New cars are more expensive to repair than old ones.
Definitions:
| Affordable premium | It is an insurance premium that provides car insurance coverage within the policyholder’s budget. |
| Budget-conscious driver | It is a driver who is careful with managing finances and avoids overspending. |
| Primary driver | It is a person who drives the insured vehicle the most. |
Terms and Conditions apply.
Updated Date 1st September 2024
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